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    <lastmod>2026-02-06</lastmod>
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  <url><loc>https://mortgageie.com/calculator/buy-to-let</loc><lastmod>2026-02-06</lastmod></url>

  <!-- Tools -->
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  <url><loc>https://mortgageie.com/find-broker</loc><lastmod>2026-02-06</lastmod></url>
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  <url><loc>https://mortgageie.com/services/moving</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/home-improvement-loans</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/energy-upgrades</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/utilities</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/furniture</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/landlord-insurance</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/services/property-management</loc><lastmod>2026-02-06</lastmod></url>

  <!-- About & content -->
  <url><loc>https://mortgageie.com/about</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/contact</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/partner-register</loc><lastmod>2026-02-06</lastmod></url>

  <!-- Legal -->
  <url><loc>https://mortgageie.com/terms</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/privacy</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/disclaimer</loc><lastmod>2026-02-06</lastmod></url>
  <url><loc>https://mortgageie.com/cookies</loc><lastmod>2026-02-06</lastmod></url>
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